PNC Bank Virtual Wallet Accounts

Oleh Unknown

Wednesday, November 26, 2014

PNC Virtual Wallet:
PNC Virtual Wallet is an online finance managing system introduced by the PNC Financial Institution. In accordance with other online banking services, PNC has started this banking feature for the account holder (especially for the younger generation)to do banking related tasks easily and comfortably. Specially, PNC Virtual Wallet is designed for those young, who have a bank account, but can’t manage their finances properly. It is a calendar-based online banking system to manage finance.

PNC Virtual Wallet Accounts:
If you sign up for the PNC Virtual Wallet, you will get three accounts on behalf of your name. These are: Spend, Reserve and Growth. You can use these accounts for spending, saving and growing your money properly. Here are concise descriptions of these accounts.

• Spend Account

Spend account is designed to manage your daily expenses. You can pay your daily bills using check or online. When you start your spend account, you will get a new Visa Check Card from PNC Virtual Wallet. This Visa Check Card can be used for your daily purchases.

• Reserve Account

Reserve account is projected to save your money. PNC also calls this “Primary Overdraft Protection Account”. With this account you can transfer money from the reserve account to your Spend account at the time of your danger. There are no transfer fees/charges involved. Also, you can use your Reserve Account for small saving to buy your necessary individual items such as, SmartPhone, Laptop, Digital Camera, Sofa, etc.

• Growth Account

Growth Account is also known as long-term saving account. This account will work as your Secondary Overdraft Protection. Their appealing interest rate is superior to any other traditional ban
k account. Using this account, you can save money for bigger purchases.

PNC Virtual Wallet Features:
There are numerous built-in features available in PNC Virtual Wallet that makes this banking system unique from others. Overdraft protection, AutoAlerts, Saving account, Online Bill Pay, thousands of free ATMs, transferring funds quickly and quick account summary view makes this banking system more acceptable to younger people. Here is some detailed information about PNC Virtual Wallet Features.

• Calendar

It is a kind of digital calendar that will help you to track all your spending and savings on a daily basis. The calendar will track down your money, remind about your upcoming bill payment, mark your paydays, and notify you about upcoming danger days. You can also view your balances and past banking related activities through the calendar.

• Bill Pay

It is a great tool that will help you to pay your present and future bills. You can set up for your upcoming bills thorough PNC Online Bill Pay. Once you set your upcoming billing schedule, PNC will send a check on behalf of you. No transfer or check fee is involved to use this tool.

• Danger Day

In order to save you from the danger days, PNC will notify you before two weeks of any insufficient fund. If your balance is insufficient for the upcoming bill payment, PNC will notify you with a big red icon in order to draw your attention about your future payment.

• Money Bar

The Money Bar of PNC Virtual Wallet will help you to view your Account Details on the screen. Both the Reserve accounts and Spend accounts will be shown side by side. You can easily understand about your present situation with this Money Bar tool.

• Wish List

If you are interested to buy any items, but can’t afford right now, you can set a wish list in your PNC Virtual Wallet. When you save enough money to buy any item that you put on your wish list, you can transfer the amount to your spend account to buy that item. Moreover, your wish list will tell you how much you are close to buy items from your wish list.

• Spending Zone

Spending Zone will show your spending on the screen. You can check any transaction that you have done before ten months. This zone also has a budget management feature that you can use to set a monthly budget. If you want, you can configure an email alert service that will email you at the time of your any particular money related tasks.

• Saving Engine

In order to enrich your growth account PNC Virtual Wallet offers three ways.

• Scheduled Transaction
• After paying bills
• Punch the Pig

With the scheduled transaction you can transfer automatically a specific amount to your growth account from your spend account. You can schedule the transaction daily, weekly, monthly or yearly.
The second option will allow you to save money just after your bills are paid.
The third option is a novel way to save your amount at any anytime.

• Mobile Banking

The mobile banking app is an excellent way to manage your bank account. When you sign up for PNC Virtual Wallet you just have to login to the account, go to the service menu, then enter into the Mobile banking center of the Customer Service Menu. With the mobile banking app you can download a particular app for your mobile then use your account conveniently.
Here are all about PNC Virtual Wallet. You cannot understand the usefulness of this wallet, unless you sign up for it and manage your money. If you really want to enjoy a hassle free life, you can sign up for it right now from this link:
https://www.pnc.com/virtual-wallet

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